Backdoor Roth eligible?
Yes
Projected Roth balance at retirement
$0
Get your full breakdown
See pro-rata tax impact, mega backdoor projections, and what to do about existing Traditional IRA balances.
No spam. Short Roth planning series. Unsubscribe anytime.
Direct Roth income limit
$0
Annual backdoor contribution
$7,000
Pro-rata taxable portion
$0
Mega backdoor projection
—
Estimate for educational purposes only. Uses 2025 contribution limits ($7,000 IRA, up to ~$46,500 after-tax 401(k) headroom depending on employer match). Assumes constant annual return and contribution. Consult a tax or financial professional.